Ordering a risk analysis for your company:
Product background:
The building company risk analysis is a product developed by Polarfox Oy, based on a common risk mapping model. The building society is assessed through six different sub-areas, with the most significant emphasis on the financial and renovation projects sub-areas. The indicators used include the management over/under provision of the counterpart financing statement, the financing over/under provision, the management debt and the share of repairs in the management over/under provision.
The risk analysis also assesses the professional activities of the housing company and the risk associated with the underlying actors, especially in projects under construction (builder risk).
The ordering process:
1. The client usually has some connection with the dwelling. This may be a property manager, a real estate agent, a homeowner or a home investor, a home buyer.
2. When placing an order, the subscriber will provide a public link to the advertisement of the apartment for sale. Without the link, we cannot ask the seller for the sales documents.
3. If the information is sufficient to prepare a risk analysis, we will send the report within one to three working days to the email you provided. It is worth noting that the delivery time is also affected by the speed with which we receive the sales documents from the broker. You can also send the papers you have ordered directly to info@polarfox.fi.
If, in your opinion, there is an error in the calculation or analysis, we reserve the right to correct it at no cost to either party if the correction makes the error real.
Uses of the product:
When buying - The building society's risk analysis tells you the direction of the building society. It tells the buyer what the financial situation of the building society is and what potential risks the building society faces, including in terms of repairs, energy or other activities.
Subscribe to the Carbon Footprint of Housing report:
Product background:
The carbon footprint report for housing is a product developed by Polarfox Oy, whose model and basis is the Green Building Council Finland's carbon footprint and energy metering and emissions calculation is done with an emissions calculation tool based on the Finnish Environment Institute's GHG protocol. The report is not legally required and is not guided by a prescriptive format. However, in accordance with the principles of sustainability and the GHG Protocol, we follow the same basis and use the same reportable metrics in all reports.
The ordering process:
1. The subscriber must have some connection to the dwelling. The subscriber may be a property manager, a real estate agent, a home owner or tenant, a housing investor, a home buyer. The subscriber must declare his/her affiliation when placing the order
2. The customer first fills in the preliminary information form (for example, for a single dwelling) and send it to us by clicking on the "send pre-filing" button. Almost all the information can be found in the host certificate. The electricity and district heat production can be found on the bill. We can also request the information from the landlord if you give us permission using the form below. We will go through the details and ask for more information if necessary.
3. If the information is sufficient to produce a carbon footprint report, we will send the report to the email you provide within a week. Polarfox Ltd takes responsibility for the correct calculation of the carbon footprint report if the information provided is correct. We do not accept responsibility for a carbon footprint report calculated incorrectly based on incorrect data.
4. Once we have delivered the carbon footprint report to the subscriber's email address, we will send the invoice to the billing address provided by the subscriber.
The carbon footprint is calculated according to the GHG Protocol standard and is based on the Green Building Council Finland's carbon footprint of use. The emissions calculation software is the Finnish Environment Institute's Y-Carbon.
If, in your opinion, there is an error in the calculation or report, we reserve the right to correct it at no cost to either party if the correction makes the error real. It is worth noting that for a renewable energy electricity or district heating contract, we must be provided with evidence such as a copy of the section of the invoice showing the place of use, contract number and contract model.
Uses of the product:
In connection with the sale - The carbon footprint report of the home, housing association or property will tell you where you are heading. It tells the buyer that the housing association or property is leading the way and ready to make solutions to achieve carbon neutrality targets. The carbon footprint report for a home is an A4-sized report that quickly shows the home's carbon footprint and its score. Responsible housing is also of interest to responsible investors
To support your building society's strategy - Many building societies are struggling with rising costs and the building society's maintenance budget and future projects are creating additional pressure. The Housing Carbon Footprint Report sets a clear and sustainable direction for the whole housing association and, supported by the Energy Performance Certificate, sets targets to minimise the housing association's carbon footprint
For funders - Funders are driven by green and responsible objectives and therefore green and responsible actors will have easier access to funding.